Microsoft 365 Copilot

Microsoft's AI assistant for work, built into Word, Excel, PowerPoint, Outlook and Teams.

Vendor: Microsoft

Plans & pricing

Checked 2026-10-31. Confirm prices and terms with the vendor before buying.

Paid monthly entryUSD 9.99 / month

Free planNo

Per-user pricingYes

Microsoft 365 Personal

$9.99/month or $99.99/year

Consumer; desktop apps with Microsoft Copilot built in; usage higher than free

Microsoft 365 Family

$12.99/month or $129.99/year

1 to 6 people, AI for subscription owner only

Microsoft 365 Premium

$199.99/year

Yearly price only on the pages we checked; extensive AI usage and exclusive Copilot features

Microsoft 365 Copilot Business (add-on)

$21.00 user/month, paid yearly (promotion: $18.00 user/month, July 1 to December 31, 2026, first year only)

Only for existing Microsoft 365 customers with an eligible Business plan; annual commitment

Microsoft 365 Business Standard with Copilot

$23.50 user/month, paid yearly

Apps plus Copilot built in; usage-based billing for select advanced AI features

Microsoft 365 Business Premium with Copilot

$32.00 user/month, paid yearly

Adds advanced security; up to 300 users

Free usage: See plan limits below.

Pricing source & billing notes

Prices reflect the source and date shown, not a checkout quote. Regional prices, tax and extra usage may change your total.

Annual billing: Save up to 17% when you pay yearly for Microsoft 365 (consumer plans)

work AI assistantdocument draftingagents

Task tags are taxonomy labels, not a checked or tested feature list.

Sign-in: Yes, a Microsoft account with an eligible Microsoft 365 plan is used.
Platforms: Copilot across desktop, mobile and web, inside the Microsoft 365 apps.
API available: Not confirmed
Information based on: Official vendor pages

Product page checked: 2026-10-31. Features above are vendor statements, not a performance rating.