Option A: Claude: proposes the skeleton, you check, it computes the chain
Best when: You are prepared to recompute the proposed schedule
What it does: Claude proposes and computes; you check and recompute
Strong at: Drafts and edits text in many formats
Limit: Narrative workings need your independent arithmetic check
Free plan: Yes, limited (5-hour and weekly usage caps)
Option B: Gemini: builds the skeleton and formula model, you decide
Best when: You want the skeleton and its workings in one draft
What it does: Gemini builds the model; you compare, recompute, decide
Strong at: Analyses data in a spreadsheet from plain language
Limit: The workings need your independent arithmetic check
Free plan: Yes
Option C: ChatGPT: computes the chain in one pass, you recompute
Best when: You want one pass with workings shown
What it does: ChatGPT computes with workings; you recompute everything
Strong at: Answers questions; writes and rewrites text
Limit: One pass means no intermediate check before computation
Free plan: Yes, limited (file uploads, images, voice, data analysis)