Option A: Julius AI: arithmetic from your records
Best when: A few fields with simple records; you want arithmetic laid out
What it does: Julius AI shows each calculation; Claude writes the summary
Strong at: Low, base and high cases show assumption sensitivity
Limit: You must recompute every figure and unit yourself
Free plan: Claude: Yes, limited; Julius AI: Yes, limited (25 daily credits)
Option B: Gemini: a reusable sheet with formulas
Best when: Many fields, or you want to keep changing assumptions
What it does: Gemini holds records and formulas in a reusable sheet
Strong at: Assumptions live in cells you can change
Limit: You must read and test the formulas
Free plan: Yes
Option C: Claude: works the estimate, you approve
Best when: You want the arithmetic done from your records, steps shown
What it does: Claude works the estimate; you check and approve
Strong at: Every assumption stays yours; missing records become questions
Limit: An assistant slip can pass if the check is rushed
Free plan: Yes, limited (5-hour session and weekly caps)