Option A: ChatGPT: condenses checked official instructions
Best when: You want a source-linked card from checked instructions
What it does: ChatGPT organises and drafts; you check every line
Strong at: Irreversible-action warnings quoted from supplied material
Limit: Accuracy still to confirm; check against originals
Free plan: Yes, limited (free tier limits images, voice, deep research, Codex)
Option B: Claude: builds branches from your recovery circumstances
Best when: You want a guided inventory of non-secret facts first
What it does: Claude asks and outlines; you check on your devices
Strong at: Branches link only to supplied official instructions
Limit: Accuracy still to confirm; check against originals
Free plan: Yes, limited (usage capped in 5-hour and weekly windows)
Option C: Gemini: talks through a pretend loss on paper
Best when: You want a pretend walk-through that exposes gaps
What it does: Gemini rehearses on paper; you answer hypothetically
Strong at: Exposes missing sources without touching account recovery
Limit: Accuracy still to confirm; check against originals
Free plan: Yes, limited